I originally wrote this piece in 2012 to figure out how early retirement impacts Social Security benefits. A lot has happened since then. I retired from my engineering career to become a stay-at-home dad/blogger. My income dropped quite a bit, but my happiness increased tremendously. After 6 years, I’m very …
Achieving financial independence is kind of like cooking. If you’re lucky enough to find a good recipe, it will be much easier. However, the stake is much higher with financial independence. A terrific meal will make you happy for a few hours, but financial independence can last a lifetime. Of …
Is your risk tolerance too high? This is a tricky question because risk tolerance can change. In my 20s and 30s, I had a high risk tolerance and invested 100% in the stock market. Now that I’m older (and much wealthier than before), I can’t stomach a huge stock market …
Hey Everyone, I’m a bit overwhelmed this week and have to resort to reposting this list of Early Retirement Blogs for Everyone. My normally serene routine has been disrupted by quite a few things. Here is my weekday routine for reference. Now, let cram a few more things in. I …
Over the years, I received several emails asking whether going into engineering is a good idea. It’s a tough question. Engineering is a huge field. You could study chemical, biotech, mechanical, civil, or electrical engineering. These are all vastly different and you can go into all kinds of careers. I …
A while back, I wrote the 3 Ways to Avoid Downgrading Your Lifestyle After Retirement. We did this by saving a large portion of our income when I was working full-time. We put an artificial cap on our monthly expenditures. That made it easy to maintain the same lifestyle when …
